Business Banking Portfolio Manager

Saved job description

Overview

We are a values driven organization putting Relationships FIRST . EagleBank (NASDAQ – EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted . By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected annualized salary for this position is: $69,844.00 to $108,847.00. Additional compensation may be possible based on experience and skills.

Responsibilities

Join a dynamic Business Banking team where you'll play a critical role in supporting the growth and success of small business clients. As a Business Banking Portfolio Manager, you will independently underwrite new loan requests, renewals, and modifications while partnering closely with Relationship Managers and clients throughout the lending process. This role offers the opportunity to analyze financial information, manage an active loan pipeline, review loan documentation, and help ensure timely loan closings and portfolio maintenance. Ideal candidates are detail-oriented financial professionals who thrive in a fast-paced environment, enjoy building relationships, and are passionate about helping small businesses achieve their financial goals while maintaining a strong credit culture.  

Spreads business and personal financial information for analysis and ensures the accuracy, completeness, and submission of deals for scoring within the Baker Hill system.

Assists with coordinating the presentation of loan requests to the appropriate approving parties once underwriting is completed. This includes discussing the business, industry strengths and weaknesses, and other items reviewed during the underwriting process.

Contacts customers regarding past-due loans and facilitates transfers to Special Assets when necessary.

Responds to customer inquiries in a timely and professional manner.

Proactively identifies loans approaching maturity and takes an active role in collecting the financial information needed to analyze renewals and/or modifications prior to maturity.

Assists in monitoring the small business lending portfolio for signs of potential credit deterioration.

Consistently provides excellent customer service to both internal and external customers.

Orders third-party reports, including appraisals, environmental assessments, attorney reviews, and title reports, as needed.

Prepares the weekly loan pipeline report and the approved-but-not-booked loan report.

Participates in telephone and face-to-face meetings with existing and prospective customers.

Serves as a backup for department Portfolio Administrators (PAs).

May perform account research, process extensions and changes in loan terms, and perform other credit administration duties as assigned.

Qualifications

Requirements:

H.S. Diploma or General Education Degree (GED)

2 years of commercial credit analysis experience or portfolio management (a combination of commercial credit analysis and relevant lending experience will be considered)

In-depth knowledge of commercial loan documentation

Strong knowledge of credit underwriting, financial ratios, credit structures, cash flow, collateral, and guarantor analysis

Excellent verbal and written communication

Good customer service skills

Proficient in MS Word, Excel and Outlook

Strong organization skills, attention to detail and accuracy

Work effectively in a fast paced, high pressure environment

Preferences:

Bachelor’s Degree in Arts/Sciences (BA/BS) in Business, Finance or Accounting

4 years of commercial credit analysis experience or portfolio management (a combination of commercial credit analysis and relevant lending experience will be considered)

Formal credit training

Experience structuring and pricing loan transactions to achieve profitability metrics

BakerHill B2B software

LaserPro

Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you aren't hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.