Portfolio Manager

Saved job description

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

East West Bank is seeking a Portfolio Manager for the Healthcare Finance specialty lending group responsible for underwriting, credit monitoring, and portfolio management. Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.

Responsibilities

Underwrite, manage, and structure commercial lending transactions including lines of credit, asset-based lending facilities, commercial real estate loans, and cash flow-based transactions according to the Bank establish guidelines and policies

Analyze borrower financial statements, cash flow, collateral, industry trends, and other relevant information to assess creditworthiness and recommend appropriate loan structures

Determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship

Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate

Working knowledge of ABL revolvers including evaluation of borrowing bases, field exams, and collateral monitoring

Maintain responsibility for the overall credit quality, documentation, and risk management of assigned portfolio relationships

Monitor portfolio performance, covenant compliance, collateral coverage, and risk ratings to identify emerging credit concerns and recommend appropriate actions

Partner with the Relationship Manager as the key point of contact for the client

Manage the amendment and renewal process in partnership with clients, Relationship Managers, Credit, and other internal business partners

Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy

As appropriate, assist in the development of junior bankers, credit analysts, and relationship associates

Perform other administrative duties required for the maintenance of a portfolio of clients

May perform other duties as assigned

Qualifications

Bachelor's degree in accounting, finance, economics or a related field; or a combination of education and directly related experience

5-8 years of commercial banking, credit analysis, portfolio management, and underwriting

Formal credit training is a plus

Healthcare experience preferred, but not required

Demonstrates strong underwriting and projection skills

Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cashflow and collateral-based loans/credits

Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full-service solutions to the company

Excellent presentation, verbal & written communication skills

Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.  

Compensation

The base pay range for this position is USD $120,000.00/Yr. - USD $150,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.